Personal Finance

How To Become A Millionaire In 6 Months.


In his Ted talk in Portugal, Manuel Forjaz said “becoming a millionaire is the easier thing to do”.

In addition to that bold phrase, he let out another important message too. Everybody wants to become a millionaire until its time to do what millionaires do. This is seen in the things we choose to do and not to do. For example, nobody wants to take risks with stocks investment. Another example; few people  accept to go back to school to learn more and use that as a tool to increase our own financial value.

There are 3 main things you can do, to change your financial status in 6 months. This period of time is arbitrary. As it can be more or less than 6 months, depending on how you choose to tackle the situation. Also, these 3 things can be done in your day to day life.

I reduce these 3 main things to three letters. Namely, B. I. G. But how can B. I. G. help you?

B. I. G. As Your Key To Financial Success.

Financial success is a subjective concept.

More than a third (39 percent) of American investors say they definefinancial success” as being debt-free, according to a recent survey released by TD Ameritrade. And 29 percent definefinancial success” as being able to save money for long-term goals such as education and retirement.


But what about the other 32 percent of the American population? What about if you are not an American? How would you describe financial success? The numbers from thinkadvisor show us that there are more that one answer. Hence, we can deduce that financial success is subjective.

Here are some of the most frequent answers I have come across on the internet:

  • Paying for college education.
  • Retiring early.
  • Affording a vacation home.
  • Getting a good night’s sleep.
  • Earning at least X amount of dollars per month.
  • Being able to take care of my family and me completely.

All these are supplementary answers to that provided by thinkadvisor. As a result, it is easier to say that each one of us has his/her own definition of financial success.

No matter what your definition of financial success is, there exist a barometer for it. This barometer is a function of your financial situation. As a result, it is a sure measure of how well you are doing financially.

This barometer is your bank account. There is no need to conduct a survey for this. The majority of the population is not satisfied with their earnings. As a result, the amount of debt contraction is ever increasing.

Your bank account is the result of the choices you made.

                                                           Daniel Ally

As you weave your way through the modern world, people try to tell you what to do. There are always people telling you what they think you should do. In addition to that, refusal on your part may offend some. Sometimes, you can be tempted to do as they say. It may seem fine to do what you are told to do. It may seem fine to choose to be someone else, based on what others want you to be. On the other hand, if you try to be someone else, who will be you?

Expectations are good servants but bad masters. In other words, do not try to live up to others’ expectations. On the contrary, live up to your own expectations.

Reading this article means you have expectations you want to deal with. You are reading this article today because you would like to improve on your finance. There is a certain aspect that you want your bank account to have. Unfortunately, that bank account does not look like what you want. In addition to that, you may not know where to start.

The concept of B. I. G. is the key to getting you to what you define as financial success. No matter how you define it. In addition to that, the amount of effort you put in, will add to the process and get you to where you want.

But what exactly is the meaning of B. I. G?

Introduction To B. I. G.

As defined in the previous section, B. I. G. is key to your financial success. An explanation of this concept will let you know how you can hit the ground running.


B: Books you read.

Books can solve all the problems in the world. But you don’t have to read all the books in the world.

                                                       Daniel Ally



Books have always been the main aid to learn new skills. Starting back in nursery school. In nursery school, you had books to color. In elementary school, you used to have books in order to learn new words. In addition to that, you had the dictionary. Which is a book of its own.

In secondary school, you had books to know new concepts. New concepts such as the law of gravity. Displacement reactions. Calculus, prose, drama, poetry, cumulonimbus clouds, the list is endless. Even when it came to sports, you had books. In basketball for example. There are many books that have been sold. These books teach the fundamentals of basketball.

In college, you still had books. Here is where you started learning about life changing skills. Like fundamental analysis, computer programming and requirements engineering.

All along, books were there to help you learn new skills. Now, you are here because you want to acquire a new skill. The skill of making money on demand. Why not turn back to this old aid which has never failed you? As a result of the success you have thanks to books.

Readers are leaders.

                                                       Daniel Ally

The main reason people do not read books is lack of time. At least that is what they say. Reading a book does not take more than 10 to 20 minutes a day. This is for the busiest people. Less busy people can afford to spend more that 20 minutes a day for a book.

You can spend 20 minutes a day checking NBA trade rumors. Or you can spend 25 minutes a day reading daily gossips on social media. Given that you do both of these researches on your phone mostly. Why not spend 10 minutes a day into something that can turn that phone of yours into an iPhone 7?

I succeeded because I read 1 book a day. At least.

                                                                                                                                               Tai Lopez


I: Individuals That Make Up Your Daily Life

There is a west African saying that goes like this:

Eagles don’t fly with pigeons.


This basically means, birds of the same feathers fly together. In other words, you are where you are today thanks to your surroundings. Whether you like it or not. You are the sum total of the 5 people that surround you the most.

Changing your bank account also means changing your environment a bit. What are the main benefits of your friendships? What do you bring to the table?

In order to change you reality, you have to change your mentality. As a result, I suggest you use the law of 33%:

The law of 33%. You spend 33% of your time with people who are where you want to be in a near future. You also spend 33% percent of your time with people who are where you are now. You spend the last 33% of your time with people who want to be where you are today.

                                                                                                                                            Tai Lopez

From the people who are where you want to be in the future. You learn what you have to do. You learn what you have to stop doing. In addition to that, you learn the necessary attitude to getting to your final target. Where do you find the people above who can mentor you? You can contact entrepreneurs and authors through social media and email. If you do some research, you will find that most of them are open for communication.

The second 33% of your time, you spend it with people where are where you are. These are your friends. These are the people you spend fun time with. This is when you relax.

The last 33% percent of your time, you spend it with people yearning to be where you are. These are mostly your junior ones. Spending time with them helps you. You can tell them about your mistakes. And how you countered. In addition to that, you can do with them what you want your mentors to do with you. This sharpens the sense of leadership.

G: Goals You Set For Yourself.

It is necessary that you set goals. Unless you will not know whether you are successful or not. To illustrate this, an example would be adequate. If your financial goal is 4000$ per month. Whenever you succeed in reaching the 4000$ mark, you know you did it right. On the contrary, if you just want additional money, even 10$ fits that goal. But if is not what you need.

A good goal is one that takes care of at least one of the most basic and frustrating needs.

The problem with goals is, people try to do too much too soon. The steadier the progress, the more permanent is tends to be.

Finally, writing your goals down will help you more. There is a popular saying which goes as follows:

A dull pencil is better than a sharp mind.

B. I. G. As A Tool To Make Money:

Now you know what B. I. G. means. You know this deadly combination that can be the key to stirring your life in the direction you desire. But, how exactly do you apply this?

The problem with great tools like this is common. That is, people often come across tips and guidelines that will help. But they do not do what is recommended.

To apply B. I. G. to make money, you need to go step by step.

  • Choose a book that will help you make money. And start with it. At the end of this article, I will give you the book you need to start growing financially.
  • Divide your free time into 3 parts and use it as stated above.
  • Set goals for yourself. Goals you can measure. In addition to that, write down your goals.



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